Kapital Bridge

Personal Loan

Instant approval, zero collateral. Get funds for any personal need within 24 hours.

9.9 %
Starting Rate p.a.
₹50 Lakhs
Max Loan Amount
24 hrs
Disbursal Time
5 Yrs
Max Tenure

What is a Personal Loan?

A personal loan is an unsecured credit facility that gives you immediate access to funds without pledging any asset as collateral. Whether you need money for a medical emergency, dream vacation, home renovation, wedding expenses, or to consolidate high-interest debt — at Kapital Bridge personal loan has you covered with competitive rates and flexible repayment options.

Features & Benefits

Instant Approval

Get in-principle approval within minutes of application

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No Collateral

100% unsecured loan — no asset pledging required

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Flexible Amount

Borrow ₹1 Lakh to ₹50 Lakhs based on eligibility

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Flexible Tenure

Choose repayment tenure from 12 to 50 months

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Minimal Docs

Just 3–4 basic documents. Fully digital process

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Part-prepayment

Prepay anytime after 6 EMIs. No foreclosure charges on floating rate

Eligibility Criteria

✅ Age: 21 – 60 years

✅ Min. Monthly Income: ₹20,000

✅ Employment: Salaried or Self-Employed

✅ Min. CIBIL Score: 700+

✅ Work Experience: Min. 1 year (salaried)

✅ Business Vintage: Min. 2 years (self-employed)

Required Documents

🪪 Aadhaar Card / PAN Card
🏠 Address Proof (utility bill)
💼 Last 3 months salary slips
🏦 Bank statements (6 months)
📋 Form 16 / ITR (2 years)
📸 Passport size photograph

EMI Calculator

₹50K₹40L
10.5%18%
12 mo60 mo
Monthly EMI
Total Interest
Total Amount

Apply for Personal Loan

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